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What we cover

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Cruises

ETA Travel Insurance can cover cruise holidays – a single trip up to 87 days in length, or an unlimited number of 60-day trips per year with an annual multi-trip policy. We pay up to £5,000 for cancellation and £3,500 for personal baggage.

Cycling holidays

ETA travel insurance covers cycling and you can claim for a stolen bike under the valuables section of the policy. The annual multi-trip policy covers bicycles with an insured value up to £1,000. A single trip policy covers bicycles up to £500.

If you have a bike worth over £1,000 that you would like to take abroad, you should consider annual ETA Cycle Insurance, which covers up to 90 days outside Britain.

Family holidays

If you buy a family travel insurance policy from the ETA, kids travel free (includes all children under 18 – or 23 if in full-time education – who normally live with you). If your child is going on holiday with another family, that’s fine as long as they are travelling with a guardian over 25 who is also insured by us

Skiing and snowboarding

Every travel insurance customer (under 65) receives free Winter Sports cover included for free. In the case of annual multi-trip insurance only, the winter sports extension is limited to 17 days in all during the period of insurance.

If all ski facilities at a pre-booked resort outside Britain are closed due to lack of snow, we pay up to £300. This cover applies to European ski destinations booked between 1st December – 30th April.

If your ski or snowboard equipment is stolen, we pay you up to £350.

Older travellers

For single-trip policies we cover up to the age of 64. For annual multi-trip policies we cover up to the age of 69. If you are aged 69 or over, we recommend the insurance provider goodtogoinsurance.com.

Medical conditions

Medical conditions may only be considered for cover provided they have not changed in the last twelve months. This means you have not been diagnosed with any new condition, had the need to seek medical advice (routine check-ups not included) or had your medication changed in any way i.e. type, dosage or frequency of the medication. If you are diagnosed with a condition, or your condition changes after the travel policy has been purchased, you will need to call us to make us aware, as this may jeopardise your policy.

We will cover medical expenses up to £10 million with hospital benefits up to £1,500.

If you have a medical condition which has recently been diagnosed, or has changed within the last twelve months as described above, we recommend goodtogoinsurance.com, who will be able to provide a quote tailored to your medical requirements.


For full terms and conditions please refer to our policy wording

Questions? Read our FAQs