Cycle Insurance that has principles

One simple, comprehensive policy
for every type of cyclist

Insurance as it should be:

  • Stellar customer experience. Over 1,000 5 star reviews
  • Comprehensive cover for all customers including e-bikes
  • Protecting cyclists with 24/7 breakdown rescue
  • So straight forward you can purchase in 2 minutes
  • Zero bicycle devaluation (no matter the age)
  • 30 years campaigning robustly on behalf of cyclists

Find out more about what’s covered in our Bicycle Insurance

  • Celebarating 25 years
  • 75,00 happy customers
  • 2,500 settled claims
  • Trust Pilot
  • 100,000 breakdown recoveries
  • Ethical Award

Outstanding cycle insurance:

The one true test of a bicycle insurance provider is what happens when you make a claim – it’s why we don’t farm the process out to a third party like other providers. Your claim is dealt with by one of us here and you are always welcome to call us directly. It’s also the reason we will never devalue your bicycle, no matter how old it is. Our comprehensive cycle cover ensures peace of mind whether your bike is pedal powered or electric. 

Perhaps it’s why we are awarded the title of top ethically accredited company in Britain year after year and we have recently been announced as Insurance Times’ Claims Excellence Team of the Year 2022.

  • What is included

    • – You and your family are covered on your bicycle
    • – Cover for theft, loss and damage worldwide
    • – Cover for bicycles up to a value of £15,000
    • – Race and triathlon cover
    • – Cycle rescue for named policyholder
    • – Personal liability, personal accident and loss of earnings cover worldwide
    • – 30% multi-bike discount
    • – E-bikes and folding bikes receive a 20% discount
    • – We never devaluate your bicycle (no matter the age) and all replacement parts or cycle are new
    • – Dental cover for you up to £750
  • What is not included

    • – We do not cover any bicycle worth more than £15,000 new
    • – Claims where proof of bicycle or lock ownership cannot be provided
    • – Claims, where the bicycle has not been secured correctly through the frame using the appropriate, sold secure rated lock
    • – Cycle not covered if left unattended in a public place for more than 18 hours (24 hours at a train station and place of work)
    • – Loss or damage due to mechanical failure, wear and tear and manufacturing fault
    • – Personal liability is not covered when using your bicycle for professional use or whilst racing
  • You should know

    • – Our claim form is online
    • – Minimum excess £50
    • – All claims are dealt with in-house by our friendly claims team
    • – Cycle rescue is not covered outside of Europe
    • – Personal accident, personal liability and loss of earnings are not covered in the USA or Canada

 

 

Find out more about what’s covered.

New for old (brand new equivalent bike regardless of price paid or age)?
Multi-bike discount?
Worldwide cover as standard?
No claims discount?


Source: Competitor websites and policy documents where available. All information correct at time of publication (February 2019). You can find the full comparison table here

Whatever the ride, our
cycle insurance has you covered

One simple policy
for total peace of mind