Our Cycle Insurance
gives fully comprehensive
cover at a great price

Ethical, eco-friendly insurance from only £2 a month

Start your quote

One simple policy - covering all eventualities;

  • Theft, accidental damage and vandalism cover
  • New-for-old bike replacement, always
  • £5m personal liability & £20k personal accident
  • Cycle rescue cover (including punctures)
  • Generous discount on all additional bikes
  • 90 days Europe and Worldwide cover
  • Friends and family automatically covered
  • Replacement cycle hire
  • Race events & triathlons covered
  • 20% discount for folding bikes

Find out more about what’s covered in our Cycle Insurance

One simple policy

For 25 years we have been providing straightforward, affordable bicycle insurance. Many cycle insurers offer very limited cover, charging extra for features we believe should come as standard – such as third party cover, personal accident or extension of your cover to family and friends. ETA Cycle Insurance provides one fully-comprehensive package for total peace of mind, whatever your cycling needs. Read our insider guide to cycle insurance.

Why we’re different

Every cycle insurer claims to offer new-for-old replacement, but check the small print. Being told your four-year-old bike is worth only half the amount you insured it for will leave you out of pocket if your bicycle is stolen and we don’t believe it’s ethical. We don’t devalue bikes in this way. Ever. See our comparison table to understand how other insurers may devalue your bike.

Do I need cycle insurance?

Cycling is a simple pleasure – a bike can be bought for very little and you don’t require a licence or any specialist equipment. You’re not legally obliged to have cycle insurance, but a good policy protects you against far more than simply the risk of theft.

When choosing which cycle insurance policy is right for you, consider whether it suits your lifestyle and cycling habits.This isn’t as easy as it sounds; every provider offers something different, and the devil is often in the detail, so it really pays to do your homework.

If you have house insurance, you may find it includes a certain amount of cover, but check the small print as you may not be fully protected. For many cyclists, it makes sense to go to a specialist cycle insurer – the ETA is passionate about riding, building and promoting bikes and has been offering specialist cycle insurance cover for over 20 years. Whether you use your bike to commute, shop, race or amble in the park, ETA Cycle Insurance has you covered.

To help you decide which cover is right for you, we’ve put together a comparison table to see how we measure up against other insurers and some of the finer details of the cover they provide.

Custom, vintage, electric & folding bikes

ETA cycle insurance covers many different types of bicycle including folders and road-legal electric bicycles, e-bikes and pedelecs. And because we build our own custom bikes, we have first-hand experience of what you would expect if they got damaged or stolen. It’s the reason we don’t charge extra for custom, vintage or self-built bikes. We also offer a 20% discount on folding bikes.

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Our cycle insurance brings you peace of mind wherever you take your bike.