Every policy includes as standard;
- New-for-old replacement no devaluation
- Theft, accidental damage and vandalism cover
- £5m personal liability & £20k personal accident
- 90 days Europe & worldwide cover
- Friends & family covered
- Low excess
- Cycle breakdown cover including punctures
- Replacement cycle hire
- Race events & Triathlons covered
Find out more about what’s covered in our Cycle Insurance
One simple policy
For 25 years we have been providing straightforward, affordable bicycle insurance. Whether you use your bike to commute, shop, race or amble in the park, ETA Cycle Insurance has you covered.
Many cycle insurers offer very limited cover, charging extra for features we believe should come as standard – such as third party cover, personal accident or extension of your cover to family and friends. ETA Cycle Insurance provides one fully-comprehensive package for total peace of mind, whatever your cycling needs. Read our insider guide to cycle insurance.
Do I need cycle insurance?
Cycling is a simple pleasure – a bike can be bought for very little and you don’t require a licence or any specialist equipment. You’re not legally obliged to have cycle insurance, but a good policy protects you against far more than simply the risk of theft.
When choosing which cycle insurance policy is right for you, consider whether it suits your lifestyle and cycling habits.This isn’t as easy as it sounds; every provider offers something different, and the devil is often in the detail, so it really pays to do your homework.
If you have house insurance, you may find it includes a certain amount of cover, but check the small print as you may not be fully protected. For many cyclists, it makes sense to go to a specialist cycle insurer – the ETA is passionate about riding, building and promoting bikes and has been offering specialist cycle insurance cover for over 20 years.
To help you decide which cover is right for you, we’ve put together a comparison table to see how we measure up against other insurers and some of the finer details of the cover they provide.
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Our cycle insurance brings you peace of mind wherever you take your bike.