Protect yourself
and your bicycle with
ETA Cycle Insurance

Fully comprehensive cycle insurance
from Britain’s most ethical insurer

One simple policy for every type of cyclist.

Unlike other insurers:

  • We NEVER devalue your bike (no matter the age)
  • We NEVER repair cracked carbon frames – we ALWAYS replace
  • We NEVER farm your claim out to third party claims assessors
  • We ALWAYS allow you to claim online
  • We ALWAYS include £5m third party - at no extra cost
  • We ALWAYS campaign robustly on behalf of all cyclists

Find out more about what’s covered in our Cycle Insurance

  • Celebarating 25 years
  • 75,00 happy customers
  • 2,500 settled claims
  • Trust Pilot
  • 100,000 breakdown recoveries
  • Ethical Award

Outstanding cycle insurance:

The one true test of a cycle insurance company is what happens when you make a claim – it’s why we don’t farm the process out to a third party like other providers. Your claim is dealt with by one of us here and you are always welcome to call us directly. It’s also the reason we will never devalue your bicycle, no matter how old it is.

You may have noticed we don’t claim to be the cheapest product on the market, but should you ever need to make a claim, you’ll understand why we consider ourselves the best. Perhaps it’s why we are awarded the title of Britain’s most ethical insurance company year after year.

Should the worst happen, and you are involved in a collision, we have an excellent legal team ready to fight your corner. We also offer up to £250 for a hire bike if yours is vandalised, damaged accidentally or stolen.

Over the last 27 years we have earned an excellent reputation for cover that is comprehensive and a relationship with our customers that is friendly and fair. Whether you are looking for cycle insurance for commuting, mountain biking, triathlon, sportives or just ambling in the park with your family, our comprehensive policy has you covered.

Main benefits

  • Cover within Britain and for up to 90 days Worldwide
  • Race and triathlon cover
  • Cover for theft, loss or damage
  • Cycle rescue
  • Personal liability and personal accident cover

Key exclusions

  • Claims where the bicycle has an insured value of more than £5000
  • Claims where the bicycle is insured for less than its replacement value
  • Theft claims where the frame number has not been provided
  • Personal liability is not covered when using your bicycle for professional use or whilst racing
  • Claims where the bicycle has suffered damage due to a manufacturing fault
  • Loss or damage caused by wear and tear

Find out more about what’s covered in our Cycle Insurance

You should know

  • You must have the appropriate Sold Secure rated lock to secure your bicycle
  • You must be able to provide evidence of proof of purchase and ownership of your bicycle and any accessories when making a claim
  • Personal accident is not covered outside of Europe
  • Personal liability and cycle rescue is not covered outside of Britain


Whatever the ride, our
cycle insurance has you covered

One simple policy
for total peace of mind