Mobility scooters and the Highway Code

mobility scooter insurance for couples

If you use a powered wheelchair or mobility scooter, are you up to speed on the rules in the Highway Code?

 

  • When you are on the road you should obey the guidance and rules for other vehicles; when on the pavement you should follow the guidance and rules for pedestrians.

 

  • Pavements are safer than roads and should be used when available. You should give pedestrians priority and show consideration for other pavement users, particularly those with a hearing or visual impairment who may not be aware that you are there.

 

  • Powered wheelchairs and scooters MUST NOT travel faster than 4 mph (6 km/h) on pavements or in pedestrian areas. You may need to reduce your speed to adjust to other pavement users who may not be able to move out of your way quickly enough or where the pavement is too narrow.

 

  • When moving off the pavement onto the road, you should take special care. Before moving off, always look round and make sure it’s safe to join the traffic. Always try to use dropped kerbs when moving off the pavement, even if this means travelling further to locate one. If you have to climb or descend a kerb, always approach it at right angles and don’t try to negotiate a kerb higher than the vehicle manufacturer’s recommendations.

 

  • You should take care when travelling on the road as you may be travelling more slowly than other traffic (your machine is restricted to 8 mph (12 km/h) and may be less visible).

ETA mobility scooter insurance

  • When on the road, Class 3 vehicles should travel in the direction of the traffic. Class 2 users should always use the pavement when it is available. When there is no pavement, you should use caution when on the road. Class 2 users should, where possible, travel in the direction of the traffic. If you are travelling at night when lights MUST be used, you should travel in the direction of the traffic to avoid confusing other road users.

 

  • You MUST follow the same rules about using lights, indicators and horns as for other road vehicles, if your vehicle is fitted with them. At night, lights MUST be used. Be aware that other road users may not see you and you should make yourself more visible – even in the daytime and also at dusk – by, for instance, wearing a reflective jacket or reflective strips on the back of the vehicle.

 

  • Take extra care at road junctions. When going straight ahead, check to make sure there are no vehicles about to cross your path from the left, the right, or overtaking you and turning left. There are several options for dealing with right turns, especially turning from a major road. If moving into the middle of the road is difficult or dangerous, you can stop on the left-hand side of the road and wait for a safe gap in the traffic or negotiate the turn as a pedestrian, i.e. travel along the pavement and cross the road between pavements where it is safe to do so. Class 3 users should switch the vehicle to the lower speed limit when on pavements.

 

  • If the junction is too hazardous, it may be worth considering an alternative route. Similarly, when negotiating major roundabouts (i.e. with two or more lanes) it may be safer for you to use the pavement or find a route which avoids the roundabout altogether.

 

  • These vehicles MUST NOT be used on motorways. They should not be used on unrestricted dual carriageways where the speed limit exceeds 50 mph (80 km/h) but if they are used on these dual carriageways, they MUST have a flashing amber beacon. A flashing amber beacon should be used on all other dual carriageways.

 

Insurance for mobility scooters

Fully comprehensive mobility scooter insurance from the ETA  represents excellent value for money. For more information please call us on 01932 828 882 or click here

The policy includes everything you need to keep you moving should your mobility scooter be stolen, vandalised or damaged accidentally. At no extra cost, you also benefit from breakdown cover to take you home if your mobility scooter suffers a flat battery, mechanical fault or puncture.

For added reassurance, every policy includes £2m third party cover to protect you against claims for injury or damage caused while using your mobility scooter or powered chair. And should you be unfortunate enough to crash your scooter, our insurance policy includes personal accident cover up to £20,000.

Couples cover for mobility scooters

Insurance from the ETA already represents great value at £65 per year to cover a mobility scooter or powered wheelchair worth up to £3,500, but you can now buy the same policy to cover two people at the same address for only £90 per year – a saving of 30 per cent.

You now also have the option of insuring your mobility scooter or powered wheelchair for £3,500, £5,000. £7,500 or even £10,000.

There’s never been a better time to buy ETA mobility scooter insurance.

The ethical choice

The ETA was established in 1990 as an ethical provider of green, reliable travel services. Over 30 years on, we continue to offer cycle insurance , breakdown cover  and mobility scooter insurance while putting concern for the environment at the heart of all we do.

The Good Shopping Guide judges us to be the UK’s most ethical provider.

 

 

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