The one true test of a bicycle insurance provider is what happens when you make a claim – it’s why we don’t farm the process out to a third party like other providers. Your claim is dealt with by one of us here, and you are always welcome to call us directly. It’s also the reason we will never devalue your bicycle, no matter how old it is. Our comprehensive cycle cover ensures peace of mind whether your bike is pedal powered or electric.
Perhaps it’s why we’re named by The Good Shopping Guide as the UK’s most ethical provider, and the Insurance Times’ Claims Excellence Team of the Year 2022.
When you get a quote for ETA cycle insurance, you'll be entered into our prize draw to win an e-bike worth £1,400.
*Prize draw terms and conditions
– You and your family are covered on your bicycle
– Cover for theft, loss and damage worldwide
– Cover for bicycles up to a value of £15,000
– Race and triathlon cover
– Cycle rescue for named policyholder
– Personal liability, personal accident and loss of earnings cover worldwide
– 30% multi-bike discount
– E-bikes receive a 30% discount
– 20% discount
– We never devalue your bicycle (no matter the age) and all replacement parts or cycle are new
– Dental cover for you up to £750
– We do not cover any bicycle worth more than £15,000 new
– Claims where proof of bicycle or lock ownership cannot be provided
– Claims, where the bicycle has not been secured correctly through the frame using the appropriate, sold secure rated lock
– Cycle not covered if left unattended in a public place for more than 18 hours (24 hours at a train station and place of work)
– Loss or damage due to mechanical failure, wear and tear and manufacturing fault
– Personal liability is not covered when using your bicycle for professional use or whilst racing
– Our claim form is online
– Minimum excess £50
– All claims are dealt with in-house by our friendly claims team
– Cycle rescue is not covered outside of Europe
– Personal accident, personal liability and loss of earnings are not covered in the USA or Canada
– Electric bicycles must be road-legal in the UK (motor output must not exceed 250 W/15.5 mph)
Find out more about what’s covered.
One simple policy for total peace of mind