Whatever the ride
our cycle insurance has you covered
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Cycle Insurance that has principles

Get a quote to enter our prize draw and win a £1,400 e-bike*

Insurance as it should be:

  • Stellar customer experience. Over 1,000 5 star reviews
  • Zero bicycle devaluation (no matter the age)
  • Protecting cyclists with 24/7 breakdown rescue
  • 30 years campaigning robustly on behalf of cyclists
  • Comprehensive cover for all customers including e-bikes
  • Straight forward cover that can be set up in 2 minutes

Find out more about what’s covered in our Bicycle Insurance

What is included

– You and your family are covered on your bicycle
– Cover for theft, loss and damage worldwide
– Cover for bicycles up to a value of £15,000
– Race and triathlon cover
– Cycle rescue for named policyholder
– Personal liability, personal accident and loss of earnings cover worldwide
– 30% multi-bike discount
– E-bikes and folding bikes receive a 20% discount
– We never devalue your bicycle (no matter the age) and all replacement parts or cycle are new
– Dental cover for you up to £750

What is not included

– We do not cover any bicycle worth more than £15,000 new
– Claims where proof of bicycle or lock ownership cannot be provided
– Claims, where the bicycle has not been secured correctly through the frame using the appropriate, sold secure rated lock
– Cycle not covered if left unattended in a public place for more than 18 hours (24 hours at a train station and place of work)
– Loss or damage due to mechanical failure, wear and tear and manufacturing fault
– Personal liability is not covered when using your bicycle for professional use or whilst racing

You should know

– Our claim form is online
– Minimum excess £50
– All claims are dealt with in-house by our friendly claims team
– Cycle rescue is not covered outside of Europe
– Personal accident, personal liability and loss of earnings are not covered in the USA or Canada
– Electric bicycles must be road-legal in the UK (motor output must not exceed 250 W/15.5 mph)

Whatever the ride, our  cycle insurance has you covered

One simple policy for total peace of mind