Cycle insurance – taking your bike abroad

Travelling abroad with your bicycle

Cycle travel insurance from the ETA covers your bike against theft, accidental damage and vandalism when you travel abroad, go cycle touring or take your bicycle with you on holiday. Each policy includes 90 days cover worldwide.

arctic cycle camping

How does my ETA cycle insurance work abroad?

You can claim for theft, accidental damage and vandalism when you are abroad, but the other parts of the insurance such third party and cycle rescue, will not apply. The personal accident part of the insurance works only in Britain. If you are concerned that you will be without third party cover while you are away, check your travel insurance policy as you may find it is included.

How should I store my bike while I’m abroad?

The policy requirements are the same abroad as they are in Britain. If you are leaving your bike in a public place you must use a Sold Secure lock of the appropriate rating and it must not be left for more than 12 hours at a stretch (24 hours at a railway station).

I’m staying in a holiday apartment – do I need to lock my bike?

If your bike is inside your holiday apartment and it’s not in a public area you don’t need to lock it, but you must ensure that it isn’t visible from the outside. If you don’t plan to leave your bike unattended in a public place while you are away you don’t need to take a lock with you – only claims for theft are subject to using a lock.

Is my bike covered while in transit (with train operator or airline etc)?

Yes, but you must ensure that you get a receipt for your bike from the carrier (the airline, ferry operator, rail company etc)

Am I covered for race events like triathlon while I’m on holiday?

Yes, in the same way as you are in Britain. You are covered against theft, accidental damage and vandalism while you are racing. In the case of triathlon, your bike is covered against theft when it is left in transition as long as the area is supervised by a marshal (which is usually the case). You are not covered against third party claims, personal accident cover or cycle rescue while racing. Third party liability is usually the responsibility of the race organiser or may be included as part of your race licence if you have one.

Does the insurance cover me for cycle touring?

Yes. You are covered for 90 days worldwide. You can claim for theft, accidental damage and vandalism when you are abroad, but the other parts of the insurance such third party and cycle rescue, will not apply. The personal accident part of the insurance works only in Britain and the rest of Europe. If you are concerned that you will be without third party cover while you are away, check your travel insurance policy as you may find it is included. If you are camping, you must ensure that your bike is locked to an immovable object (a sizeable tree would do) and is not left unattended for more than 12 hours.

cycle touring