E-bike insurance built around the way you ride

Flexible e-bike insurance for commuters, leisure riders and everything in between. Pick your core cover, add the extras that make sense for your ride, and leave out the rest.

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Smart, flexible e-bike cover in 3 simple steps

Choose your core cover

Start with the foundation. Select the core cover that’s right for you.

 Add your extras

Customise your policy with powerful add-ons. Only pick what you need.

 Ride covered

Get your instant quote and ride knowing you have the perfect cover for your journey.

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More than insurance

Since 1990 we’ve aimed to do right by our customers and the environment, using our position to push for safer, cleaner travel: all backed up by numerous awards and an enviable Trustpilot rating.

Efficient and equitable claims

We handle claims quickly and efficiently to get you back on the road sooner.

Comprehensive breakdown assistance

Our Cycle Rescue service offers 24/7 breakdown recovery for your bicycle, e-bike, cargo bike or adapted cycle. Punctures and flat batteries included.

Over 30 years of campaigning for cyclists

For three decades we have campaigned on behalf of cyclists, championing sustainable transport and running nationwide initiatives such as Green Transport Week and In Town Without My Car.

Rated #1 for Ethics

The Good Shopping Guide has consistently recognised us as the UK's leading ethical provider in insurance, underscoring our commitment to integrity and sustainability.

Our story
We are the UK's most ethical provider according to The Good Shopping Guide 2025
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Our cover options

Theft
‍If your bike is stolen, we get you rolling again. Cover for your bike, accessories and wheelsets.
Accidental Damage
For crashes, knocks, or vandalism. We’ll cover the cost of repair or replacement.
Cycle Rescue
If a breakdown, puncture, or accident leaves you stranded, we’ll get you and your bike to a safe place.
Third Party Liability
Up to £2 million in cover if you cause injury or property damage whilst cycling.
Personal Accident
Up to £25,000 for serious injuries sustained while riding.
Accessories Cover
Cover your cycling accessories such as helmets and lights, up to your selected limit.
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Find out more about what’s covered in our Bicycle Insurance

This is a summary of cover. For full terms, conditions, limits, and exclusions, please read the Insurance Product Information Document and Policy Wording before you buy.
For all types of bikes.
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ETA Bicycle Insurance toolkit

Reviews for ETA bicycle & e-bike insurance

All the good things you are saying about us.

I've insured my bikes with ETA for the past ten years. Features like old for new cover and including accessories are very important for me. I love the way the company campaigns for inclusive cycling access. I've even won a toolkit in one of their giveaways! I think they are a great company and deserve the recognition.
JimW
Smart Money People review
Been with ETA for years. Had to recently made a claim which Callum helped me through - great service.
Matthew Painter
Trustpilot
I have had my insurance with ETA for a while now. They have been great to deal with throughout. Easy to get in touch with and talk to when I was changing bike details. I recently claimed for a rear tyre and insert and it has been a very pleasant dealing. Thanks again ETA for being easy to deal with.
Jack w
Trustpilot

FAQs

Still have questions? Find answers below.
Cycle FAQs
How does the 'Build Your Own' cover work?

It's simple. You start by choosing your 'Core Cover' – either Theft, Accidental Damage, or both. Then, you can add any of our optional extras, like Cycle Rescue or Third Party Liability, to create a policy that perfectly fits your needs.

Which lock do I need for my bike’s value?

If your bike is insured for under £1,500, use a Sold Secure Silver-rated lock. For bikes valued at £1,500 or more, a Gold-rated lock is required. Always lock the frame to an immovable object.

Do you cover e-bikes?

Yes, as long as they meet UK EAPC rules (max 250W motor, 15.5mph assist). Your e-bike battery is covered against theft and damage just like the rest of your bike.

Can I just get Theft cover?

Absolutely. If your main concern is theft, you can choose 'Theft Only' as your Core Cover. You can still add extras like Taxi Fare Reimbursement or our Legal Expenses cover.

Am I covered for riding abroad?

Yes, our Worldwide Extension can be added to any policy and Cycle Rescue is available in the UK & EU.

Your Ride. Your Rules. Our Protection.

Call us on 0333 000 1234

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