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What we cover

What we cover - Travel Insurance

ETA Travel insurance cover

Summary of cover

Cancellation and curtailment Up to £5000
A) Catastrophe
B) Hijack
C) Mugging
D) Air Rage
A) Up to £750
B) £50 per complete 24hrs up to £500
C) £50 per complete 24hrs up to £500
D) Up to £500
Emergency medical expenses
Up to £10m
Travel delay£30 per complete 12 hours up to £300
Holiday abandonment Up to £5000
Missed departure Up to £500 for UK & European holidays
Up to £1000 for outside of Europe
Personal Accident
Maximum benefit payable is £25000
Personal liabilityUp to £2m
Personal effects and baggage
Up to £2000

For the full summary, terms and conditions, please refer to our policy wording.

Family holidays

If you buy a family travel insurance policy from the ETA, kids travel free (includes all children under 18 – or 21 if in full-time education – who normally live with you). If your child is going on holiday with another family, that’s fine as long as they are travelling with a guardian over 25.

Older travellers

ETA travel insurance cover up to and including the age of 74 for trips within Europe or aged 69 or under for all other worldwide destinations. For those over 69 for worldwide destinations or over 74 for trips within Europe,  we recommend getting a quote with

Optional Cruise, Golf and Winter Sports Cover

ETA Travel Insurance can cover cruise, golf and winter sports holidays. We cover you for missed port departure, cruise interruption and cabin confinement up to £1000 and more. If you are going on a golfing or ski holiday, we will cover you for lost, damaged or stolen equipment and pay towards hiring costs.

Medical conditions

We cover medical expenses up to £10 million with hospital benefits up to £600.
If you have gone through our medical declaration and you have answered yes to any of the four questions, please call 0344 573 4171.

Questions? Read our FAQs

Are you cycle touring?

If you take your bicycle with you when travelling, you can take out ETA cycle insurance. We cover your bicycle up to £5000, the cost of replacement accessories, replacement cycle hire if needed and cover for damage caused by airlines.