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What We Cover

moving car

ETA breakdown cover

Personal or Vehicle Cover

We offer two types of breakdown cover:

Personal – covers you as a driver or passenger in any eligible vehicle.

The personal cover is fully comprehensive and includes all of the policy benefits listed below, under the vehicle cover option (with European cover as an optional add-on).

Vehicle – covers a nominated vehicle for any driver.

Vehicle cover can include any combination of the policy benefits below.

Please note: vehicles being used commercially are not eligible for personal or vehicle breakdown cover, and would need to be covered under an ETA Fleet Breakdown Cover policy.


Vehicle Breakdown Cover

Roadside Assistance – Break down anywhere in Britain and we’ll provide up to one hour of roadside assistance to try and get you moving. If we can’t, we’ll recover you to a local garage, or to your home should you prefer (within 15 miles).

The cover can then be upgraded to include the following:

National Recovery – We will recover you and your passengers to anywhere in Britain or onward travel to complete your journey and a return journey for the driver to collect the repaired vehicle.

Home Rescue – Includes breakdowns at, or within, ¼ mile of your home.

Hotel and Car Hire – Five-day vehicle rental (up to £40 per day) or hotel stay (one night for driver and passengers).

Europe – Extends all your existing cover to all EU member states for up to 90 days in one policy year. If your vehicle cannot be fixed within 72 hours, we’ll arrange to have it repatriated. We’ll also reimburse the reasonable costs of you and your passengers returning home without the vehicle. If you’ve got Hotel & Car Hire, the Europe option will extend your car hire to 14 days (£60 per day max).


Included for FREE with all cover levels:

Caravan and trailer cover – If your vehicle breaks down while you are towing a caravan or trailer, we’ll extend your recovery (not including repair) to include the caravan/trailer as well as the towing vehicle. The combined length of the vehicle and trailer must not exceed 12.19m. Find out more

Second callout – We guarantee to get your vehicle to a suitable repairer, even if this means taking you home first and then arranging a next-day recovery free of charge.

Misfuelling – We will cover you if the wrong type of fuel is put into your vehicle.

Key cover – Unlike many providers, we will recover you if you have lost or damaged your keys.


Fleet Breakdown Cover

Roadside Assistance – Break down anywhere in Britain and we’ll provide up to one hour of roadside assistance to try and get you moving. If we can’t, we’ll recover you to a local garage, or to your home should you prefer (within 15 miles).

National Recovery – We will recover you and your passengers to anywhere in Britain or onward travel to complete your journey and a return journey for the driver to collect the repaired vehicle.

Home/Office Rescue – Includes breakdowns at, or within, ¼ mile of the registered policy address.

Hotel and Car Hire – Five-day vehicle rental (up to £40 per day) or hotel stay (one night for driver and passengers).

Optional Extra

Europe – Extends all your existing cover to all EU member states for up to 90 days in one policy year. If your vehicle cannot be fixed within 72 hours, we’ll arrange to have it repatriated. We’ll also reimburse the reasonable costs of you and your passengers returning home without the vehicle. If you’ve got Hotel & Car Hire, the Europe option will extend your car hire to 14 days (£60 per day max).

For full terms and condition for all our breakdown products listed here, please refer to our policy wording

Questions? Read our Breakdown Cover FAQs